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First-time Homebuyer: What Type of Mortgage Should You Get? Article
Buying your first home is exciting, but comparing Conventional vs FHA mortgage options (and other government-backed choices) can feel overwhelming. The good news: you don’t need to be a mortgage expert to decide between FHA or conventional. Eac...
Is Student Loan Debt Holding You Back From Buying a House? Article
If you recently graduated from college, chances are you have some student debt. But that doesn’t mean you have to let your debt get in the way of #lifegoals, like buying a house. You might feel like your student loan debt is taking over your li...
Seller Concessions: What can a seller contribute to their home sale? Article
What is a seller concession? Buyers can request that the seller contribute to some of their out-of-pocket costs when submitting an offer on a home. If agreed upon, this is referred to as a seller concession. Why would a seller make concessions?...
VA and FHA Cut Costs for Home Buyers Article
Huge news for home buyers! The FHA and VA recently reduced their Mortgage Insurance Premium and Funding Fee, respectively. This will help FHA and VA home buyers save money on their home purchase or refinance.FHA: The Federal Housing Administration (F...
DID YOU KNOW - A 20% Down Payment is Not Required to Buy a Home Article
Coming up with enough cash for a down payment is one of the most common struggles among first-time buyers. However, in most cases, you don’t need to put 20% down on a home – especially your first home! So how much do you need to put down?...
Credit Enhancement: Simple Steps to Build and Maintain Good Credit Article
March is officially Credit Education Month, making it the perfect time to take a closer look at one of the most important aspects of your financial well being: your credit score. Most people have a general idea of what a credit score is, but many con...
Mortgage 101: Key Questions to Ask Your Loan Officer Article
Embarking on the journey to homeownership can be overwhelming, especially when it comes to understanding mortgages. To help you make confident, well-informed decisions, we've compiled mortgage 101: key questions to ask your loan officer. Gr...
What Makes the VA Loan Such a Valuable Benefit? Article
The VA Loan is known to be one of the best benefits for current and retired military members and their families. Let’s dive a little deeper into what makes the VA Loan so special. A VA or Veterans Affairs Loan is a home loan designed to help fi...
Get the Gift of Downpayment this Holiday Season Article
Get the Gift of Downpayment this Holiday SeasonIs a new home on your wish list this holiday season? If you’re planning on purchasing a house soon, you might be worried about coming up with enough money for your downpayment. You might be surpris...
Home Down Payment Requirements: How Much Do You Really Need? Article
Most buyers don’t need 20% down. Depending on your loan type and finances, your down payment can be as low as 0–3.5%. Some government-backed programs, like VA and USDA loans, allow qualified borrowers to put nothing down, while FHA loans ...
Preparing for Homeownership Article
Buying a home is a huge milestone, and it’s important to prepare before you dive in headfirst. After all, this is likely the largest investment that you will ever make. The more prepared you are, the more confident you’ll feel in your hom...
New Change to Mortgage Fee Structure Article
The Loan Level Price Adjustment (LLPA) fee structure has been updated recently and is now in effect for all loans purchases on or after May 1, 2023. You may have heard about it in the news. What is a Loan Level Price Adjustment? According...
Wedding Registries & Your Future Home Article
Your wedding is one of the most meaningful milestones in your life, marking the beginning of your future together. As couples plan for what comes next, many are looking beyond traditional registries and focusing on long-term goals like homeownership....
Eco-Friendly Home Improvements that Add Value to Your Home Article
If you're looking to update and add value to your home while also reducing your carbon footprint, implementing environmentally friendly practices is the way to go. By making eco-friendly home improvements, you not only contribute to a sustainable...
Top Quality in Secondary Article
Top Quality in SecondarySince our founding, we have built a culture to cultivate growth from within each of our employees. We take pride in inspiring this growth among one another and inspiring employees to succeed.With a wide array of loan programs,...
What’s going on in the mortgage industry? Are rates at Zero? Article
What’s going on in the mortgage industry? Are rates at Zero?As many of you are aware, recently the Federal Reserve cut interest rates to near zero in an emergency effort to support the economy during the COVID-19 pandemic. You might be wondering how ...
The Truth About Mortgages: Myths to Leave Behind This Year Article
Buying a home is one of the most significant financial decisions you’ll make, and it’s easy for misconceptions to get in the way. Outdated advice about down payments and myths about timing the market can lead to costly mistakes. It’...