277 search results for loan officer
VHDA Introduces New Homeownership Program Article
VHDA Introduces New Homeownership ProgramIn an effort to offer down payment assistance to more homebuyers, the VHDA has created a new second mortgage program, known as the VDHA Plus Second Mortgage. The program, which went into effect August 15, repl...
Fixed-Rate Mortgage Page
A fixed-rate mortgage is a type of home loan for which the interest rate is set when you take out the loan and it will not change during the term of the loan.How are interest rates determined?Interest is the cost of borrowing funds from a lending ins...
What Are Closing Costs and Why Do You Pay Them? Article
What Are Closing Costs and Why Do You Pay Them?Most first-time buyers walk into the mortgage process knowing that they’ll be making a downpayment on their home purchase. But if you’re buying or refinancing a house, you need to be prepared to pay “clo...
How Much Downpayment Do I Need to Buy a Home? Article
How Much Downpayment Do I Need to Buy a Home?Coming up with enough cash for a downpayment is one of the most common struggles among first-time buyers. But did you know that in most cases, you don’t need to put 20% down on a home, especially you...
Could You Qualify for Downpayment Assistance? Article
Could You Qualify for Downpayment Assistance?Are you having trouble saving up enough money for a downpayment? You’re not alone.In fact, saving for a down payment is the largest obstacle to homeownership, according to a recent Zillow Housing Asp...
Here's How to Qualify for a Mortgage Article
Here's How to Qualify for a MortgageWhether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we...
Refinance Loan Product
Lower your interest rate for reduced monthly paymentsPut the equity in your home toward good useRemove costly Private Mortgage InsuranceShorten your loan term for faster payoffFund home renovationsConvert an adjustable-rate-mortgage to a fixed-rate m...
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What Are Closing Costs and Why Do You Pay Them? Article
Most first-time buyers walk into the mortgage process knowing that they’ll be making a downpayment on their home purchase. But if you’re buying or refinancing a house, you need to be prepared to pay “closing costs” as well. &n...
Congratulations to our 2022 Scotsman Guide Top Originators Article
For the last 12 years, Scotsman Guide has ranked thousands of the nation's top-producing residential mortgage originators. This list has become a national benchmark for the mortgage industry. We are proud to announce that the following Towne Loan...
CASH HOME PURCHASE? Get money back through Delayed Financing! Article
Did you recently purchase a home with CASH? Here’s how you can put some money back into your pocket! Delayed financing allows you to quickly access equity in your home and receive a large portion of your cash back. Here’s how it work...
Build Loan Product
Available for primary or secondary residencesJumbo financing availableInterest Only options available during constructionAs little as 5% down on primary residencesFlexible contractor options
5 Signs of Homeownership Readiness You Should Know Article
Thinking about buying your first home? Becoming a homeowner is about more than escaping rent and finally building equity. It’s a major lifestyle shift that affects your finances, your routines, and your long‑term plans. If you’re wonderin...
Unlock Homeownership Dreams: Bank Statement Loans for the Self-Employed Article
Do you dream of owning a home, but your income fluctuates, or tax deductions leave your tax returns unrepresentative of your true earning power? If you're self-employed, this can be a major hurdle in the traditional mortgage process. However, we ...
Tips to Buying a Home While Going Through a Divorce Article
Whether you’ve been through a separation or divorce or know someone that has, it is very tough emotionally, and the last thing anyone needs to worry about is more problems with living arrangements and financing. Yet this is a common cause for c...
How to Find the Right Experts for Your Home Buying Journey Article
Buying a home is exciting—but it’s also complex. From financing to inspections, there are many moving parts, and having the right team of professionals can make all the difference. Each professional plays a unique role in guiding you thro...
Unlock Big Savings in Your First Year of Homeownership with KickSTART Article
What if you could significantly reduce your mortgage payments during your first year of homeownership? Discover how our KickSTART program makes it possible.Here's the simple, powerful idea: With the KickSTART 1-0 lender paid buydown program, your...
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RW Towne Talk All CategoriesHome & LifestyleHelpful tips to enhance your home and improve your lifestyle.CareersLearn more about career options and benefits available to you at RW Towne Mortgage.MortgageHelpful tips and information on credit...
15 versus a 30 year mortgage Article
When it comes to purchasing a home, most American’s opt for a 30-year mortgage, citing it as the more “affordable” loan. While the 30-year loan term might be the right fit for many Americans, the 15-year mortgage is a great option t...
What Determines your Mortgage Interest Rate? Article
What Determines your Mortgage Interest Rate?You might have noticed that interest rates have been advertised as “historically low” lately, and that you should secure your rate before they go up. But what exactly causes interest rates t...