166 search results for conventional loans
Unlock Homeownership Dreams: Bank Statement Loans for the Self-Employed Article
Do you dream of owning a home, but your income fluctuates, or tax deductions leave your tax returns unrepresentative of your true earning power? If you're self-employed, this can be a major hurdle in the traditional mortgage process. However, we ...
Your Ultimate Guide to Mortgage Terms Article
Your Ultimate Guide to Mortgage TermsAre you thinking about buying a home? We understand that when it comes to the mortgage process education is key. We work hard to provide each of our clients the knowledge and education they need to help guide them...
Cash-out Refinance Page
Looking to make some needed home improvements, add a pool in the backyard, pay for tuition, or take that out-of-country dream trip?Depending on your current situation, accessing money from your home's equity in a cash-out refinance could be a val...
Home Refinance Page
Refinancing can help you accomplish many different goals. The most common reasons to refinance include reducing your interest rate or payment, converting from an adjustable to a fixed rate, or pulling cash out of your equity to consolidate debt or im...
From Wedding Bells to Doorbells Article
From Wedding Bells to DoorbellsAs you celebrate one of the most important days of your lives, your friends and families are excited for your adventure and want to help you begin your life together. Why not help you on your way with the wedding presen...
9 Easy Ways to Save for a Downpayment Article
9 Easy Ways to Save for a Downpayment For many, saving enough for a down payment is the hardest obstacle to overcome while trying to achieve the dream of homeownership. But with a few clever tricks and some dedication, you’ll be on the path towards h...
9 Ways to Save for a Down Payment Article
9 Ways to Save for a Down PaymentFor many, saving enough for a down payment is the hardest obstacle to overcome while trying to achieve the dream of homeownership. But with a few clever tricks and some dedication, you’ll be on the path towards homeow...
First-Time Homebuyer Guide Article
First-Time Homebuyer Guide Buying your first home is a milestone to celebrate! Read our First Time Homebuyer Guide to get the facts before you buy. STEP 1: BECOME PRE-APPROVED BY YOUR LOCAL LOAN OFFICEROne of the most important steps in buying a...
When to Lock in Your Interest Rate Article
When you apply for a mortgage, the interest rate offered to you may fluctuate depending on various factors such as the market conditions and your creditworthiness. In order to protect yourself from sudden increases in interest rates, you can choose t...
Important Financial Steps to Prepare for the Spring Homebuying Season Article
Are you considering buying a home this Spring? Spring is a favored time for buying a home due to the pleasant weather, greater property selection, and ideal timing for families with school-going children. But the spring homebuying season is also a t...
Reasons to Become a Homeowner Article
Is homeownership the right move for you? Many people ask themselves this question, weighing the pros and cons of renting versus owning. While there are many factors to consider, the benefits of homeownership can be substantial. From long-term financi...
New FHA and Conventional Loan Limits for 2025: What You Need to Know Article
The Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) have announced new loan limits for 2025. These limits, which affect the maximum loan amount eligible for FHA-insured and conforming mortgages, will impact homebuye...
Reasons to Refinance Page
Are you ready to refinance your mortgage? Depending on your current situation, refinancing could be used as a valuable tool to help you achieve your short or long-term financial goals.What does it mean to refinance?When you refinance your mortgage, y...
Don't Know How to Put Away Savings? Just Start Article
Don't Know How to Put Away Savings? Just StartOur lives feel so busy nowadays that it seems daunting to sit down and focus on our financial health. But like our physical health, if we ignore the symptoms for too long, we could end up in serious t...
What Determines your Mortgage Interest Rate? Article
What Determines your Mortgage Interest Rate?You might have noticed that interest rates have been advertised as “historically low” lately, and that you should secure your rate before they go up. But what exactly causes interest rates t...
DSCR Loans for Investment Properties Article
A Game-Changing Financing Solution for Smart Property Investors! Are you ready to take your real estate investments to new heights? We are now offering Debt Service Coverage Ratio (DSCR) loans for investment properties!What is a DSCR loan? DS...
Home Sweet Home Loans Article
Home Sweet Home Loans“Choose a job you love, and you will never have to work a day in your life” -ConfuciousLove is in the air this Valentine’s Day, and we’re celebrating our one true love—the mortgage industry. It may s...
Construction Loans Article
Whether you’re struggling to find a home that fits your needs, or you’re finally ready to build your forever home, our construction specialists will help you build your dream home on a strong foundation. With a variety of construction pro...
All About VA Loans Article
In 1944, the United States government created the VA home loan. The main objective, which remains today, was to assist returning service members with purchasing a home without the limitations of a down payment.What is a VA loan? VA loans are backed b...
VA and FHA Cut Costs for Home Buyers Article
Huge news for home buyers! The FHA and VA recently reduced their Mortgage Insurance Premium and Funding Fee, respectively. This will help FHA and VA home buyers save money on their home purchase or refinance.FHA: The Federal Housing Administration (F...