191 search results for conventional loans
What is a Temporary Buydown? Article
Temporary buydowns are a hot topic in today's real estate market. They can be a win-win for both buyers and sellers, but what exactly are they?A temporary buydown is a mortgage financing option where the interest rate on a loan is temporarily red...
Unlock Big Savings in Your First Year of Homeownership with KickSTART Article
What if you could significantly reduce your mortgage payments during your first year of homeownership? Discover how our KickSTART program makes it possible.Here's the simple, powerful idea: With the KickSTART 1-0 lender paid buydown program, your...
Renovation Page
Want to restore your home, or purchase a home that needs a little—or a lot—of improvement? Let's make your dream a reality, today. At RW Towne Mortgage, we offer several products that can help fund minor or major renovations. Ren...
Mortgage Pre-qualification Page
Whether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we put together th...
Don't Let These Homebuying Fears Haunt You Article
Don't Let These Homebuying Fears Haunt YouAre home buying nightmares stopping you from purchasing a home? If so, then we have good news for you. Most first-time homebuyer fears are unfounded and completely avoidable with the guidance of a trusted...
Key Signs You're Ready to Buy a Home Article
Buying a home isn't just a financial decision; it's a life-changing milestone. But how do you know when you're truly ready to take the plunge? This guide will walk you through the key indicators that signal it's time to make homeowner...
Unlock Homeownership Dreams: Bank Statement Loans for the Self-Employed Article
Do you dream of owning a home, but your income fluctuates, or tax deductions leave your tax returns unrepresentative of your true earning power? If you're self-employed, this can be a major hurdle in the traditional mortgage process. However, we ...
Your Ultimate Guide to Mortgage Terms Article
Your Ultimate Guide to Mortgage TermsAre you thinking about buying a home? We understand that when it comes to the mortgage process education is key. We work hard to provide each of our clients the knowledge and education they need to help guide them...
Cash-out Refinance Page
Looking to make some needed home improvements, add a pool in the backyard, pay for tuition, or take that out-of-country dream trip?Depending on your current situation, accessing money from your home's equity in a cash-out refinance could be a val...
6% vs. 6.25%: Understanding How Small Rate Changes Impact Long‑Term Home Costs Article
Comparing mortgage offers often comes down to fine details. A quarter-point shift between 6% and 6.25% won’t make or break every purchase, but it can influence your monthly payment, total interest over time, and how quickly you build equity&mda...
Home Refinance Page
Refinancing can help you accomplish many different goals. The most common reasons to refinance include reducing your interest rate or payment, converting from an adjustable to a fixed rate, or pulling cash out of your equity to consolidate debt or im...
From Wedding Bells to Doorbells Article
From Wedding Bells to DoorbellsAs you celebrate one of the most important days of your lives, your friends and families are excited for your adventure and want to help you begin your life together. Why not help you on your way with the wedding presen...
5 Signs of Homeownership Readiness You Should Know Article
Thinking about buying your first home? Becoming a homeowner is about more than escaping rent and finally building equity. It’s a major lifestyle shift that affects your finances, your routines, and your long‑term plans. If you’re wonderin...
9 Easy Ways to Save for a Downpayment Article
9 Easy Ways to Save for a Downpayment For many, saving enough for a down payment is the hardest obstacle to overcome while trying to achieve the dream of homeownership. But with a few clever tricks and some dedication, you’ll be on the path towards h...
9 Ways to Save for a Down Payment Article
9 Ways to Save for a Down PaymentFor many, saving enough for a down payment is the hardest obstacle to overcome while trying to achieve the dream of homeownership. But with a few clever tricks and some dedication, you’ll be on the path towards homeow...
Important Financial Steps to Prepare for the Spring Homebuying Season Article
Are you considering buying a home this Spring? Spring is a favored time for buying a home due to the pleasant weather, greater property selection, and ideal timing for families with school-going children. But the spring homebuying season is also a t...
Reasons to Become a Homeowner Article
Is homeownership the right move for you? Many people ask themselves this question, weighing the pros and cons of renting versus owning. While there are many factors to consider, the benefits of homeownership can be substantial. From long-term financi...
Buying Your First Home? A First‑Time Homebuyer Guide You Can Trust Article
First-Time Homebuyer GuideBuying your first home is a milestone to celebrate! Read our First Time Homebuyer Guide to get the facts before you buy. STEP 1: BECOME PRE-APPROVED BY YOUR LOCAL LOAN OFFICEROne of the most important steps in buying a ...
What Determines your Mortgage Interest Rate? Article
What Determines your Mortgage Interest Rate?You might have noticed that interest rates have been advertised as “historically low” lately, and that you should secure your rate before they go up. But what exactly causes interest rates t...
Reasons to Refinance Page
Are you ready to refinance your mortgage? Depending on your current situation, refinancing could be used as a valuable tool to help you achieve your short or long-term financial goals.What does it mean to refinance?When you refinance your mortgage, y...