251 search results for loan officer
What are Points and Should You Pay Them? Article
What are Points and Should You Pay Them?Mortgage points, also known as points or discount points, are optional fees that you pay to the lender to lower the interest rate on your loan. While you will pay more upfront with points, you will pay les...
Get Your Mortgage at the Speed of Life Article
Get Your Mortgage at the Speed of LifeWhen you’re going through the homebuying process, you want a lender that can work at the “speed of life.” That means technology and communication that allow you to easily apply for a mortgage anytime, anywhere, a...
Renovation Loans Loan Product
FHA and Conventional options availableFinance minor or major renovationsFor purchase or refinanceFHA options for as little as 3.5 percent downFinance the purchase and renovation in one loan
Don't Fall Victim to These Scary Homebuying Mistakes Article
Don't Fall Victim to These Scary Homebuying Mistakes Buying a home doesn't have to be a scary process as long as you choose a trusted local lender, listen to the guidance and advice of your loan officer, and avoid these common homebuying mistake...
Congratulations to our 2021 Scotsman Guide Top Originators Article
We're proud to announce that the following Towne Loan Officers have been named Top Originators by the Scotsman Guide:Loan OfficerCompany NameTotal 2020 Volume Ray Shanahan TowneBank Mortgage $156,801,207 Phil Jawny ...
Mortgage Pre-qualification Page
Whether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we put together th...
USDA Loan Product
Up to 100% financing availableFor moderate-income familiesFlexible credit guidelinesSeller can pay borrower closing costs
Find Your Perfect Loan Match Article
Find Your Perfect Loan MatchThis Valentine’s Day, swipe right on homeownership. If you’re a first-time homebuyer, all the mortgage lingo and terminology can be difficult to decipher. Even if you’re not a first-time buyer, it can sti...
Employee Spotlight: Lauren Sullivan Article
We sat down with Lauren Sullivan for this month’s Employee Spotlight! Lauren radiates positive energy and can make anyone laugh with her witty humor. She’s the real deal when it comes to finding purpose after college and has paved her own...
First-Time Homebuyer Guide Article
First-Time Homebuyer Guide Buying your first home is a milestone to celebrate! Read our First Time Homebuyer Guide to get the facts before you buy. STEP 1: BECOME PRE-APPROVED BY YOUR LOCAL LOAN OFFICEROne of the most important steps in buying a...
VA Loan Loan Product
Available to active and retired militaryUp to 100% financing availableNo private mortgage insurance Reasonable credit qualificationsNo early payoff penalties
How to Qualify for a Loan Using a Roommate Article
Are you considering buying a new home but worried about qualifying for a loan? Well, here's some good news: in some cases, you can use your roommate's income to boost your chances of loan approval. In this blog post, we'll explore the ben...
Refinance Process Page
Step 1: Identify objectives – What would you like to achieve from refinancing your home? Lowering your current interest rate or gaining additional cash for home renovations, investments or life events could all be reasons to refinance.Step...
Avoid these Homebuying Fouls Article
Avoid these Homebuying FoulsPreparing to qualify for a home loan is like preparing for a playoff game. During the season, you work to improve your credit score, save enough for a down payment, gather and organize all the necessary documents and searc...
How Accurate are Mortgage Calculators? Article
Buying a home is a significant financial decision, and accurately estimating mortgage payments is crucial to ensuring affordability and financial stability. Mortgage calculators have become an essential tool in this process, offering a quick and conv...
Learn about our Credit Enhancement Program Article
Learn about our Credit Enhancement ProgramFor many with credit issues, the dream of homeownership may seem unobtainable. But with dedication and counseling from our Credit Enhancement Specialists, becoming a homeowner could be a reality. Our cre...