10 Steps to Homeownership Article

10 Steps to HomeownershipBuying a home should be an exciting milestone! But if you’re a first-time homebuyer, or even if you’ve bought a home in the past, it’s easy to feel overwhelmed by the entire process. That’s why we sat ...

Excellence in Operations Article

Excellence in OperationsWho is Towne? “When we strive to become better than we are, everything around us becomes better too.” —Paulo Coelho, The AlchemistThroughout the mortgage process, our customers interact regularly with their ...

Smooth Sailing with the Mortgage Mobile App Article

Smooth Sailing with the Mortgage Mobile AppIts no secret that apps have changed the way we complete everyday tasks; how we communicate with each other, how we work and how we play.Our Mobile Mortgage App has changed the way our customers experience t...

Home Refinance Page

Refinancing can help you accomplish many different goals. The most common reasons to refinance include reducing your interest rate or payment, converting from an adjustable to a fixed rate, or pulling cash out of your equity to consolidate debt or im...

Home Sweet Home Loans Article

Home Sweet Home Loans“Choose a job you love, and you will never have to work a day in your life” -ConfuciousLove is in the air this Valentine’s Day, and we’re celebrating our one true love—the mortgage industry. It may s...

Do’s and Don’ts of the Mortgage Process Article

Do’s and Don’ts of the Mortgage ProcessIs purchasing a home on your to-do list? If you’re like the majority of homebuyers in America, you’ll be taking out a mortgage to purchase your next home.Here’s a list of do’s and don’ts to follow throughout the...

Jumbo Loan Product

Loan amounts exceeding the conventional limitsPrivate mortgage insurance not always requiredAs little as 10% downFinancing available for primary and secondary residences

New FHA and Conventional Loan Limits for 2025: What You Need to Know Article

The Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) have announced new loan limits for 2025. These limits, which affect the maximum loan amount eligible for FHA-insured and conforming mortgages, will impact homebuye...

Get to know the professionals of the homebuying process Article

Get to know the professionals of the homebuying process If you haven’t been through the homebuying process before, you might be surprised to learn just how many professionals are involved in the process. These professionals will help to simplify the ...

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Don’t Let Student Loan Debt Hold you Back from your Homebuying Dreams Article

If you recently graduated from college, chances are you have some student debt. But that doesn’t mean you have to let your debt get in the way of #lifegoals, like buying a house. You might feel like your student loan debt is taking over your li...

Loan Types Page

Tasting Wine & Loan Design Article

Tasting Wine & Loan DesignA good wine has a smooth finish just like closing your loan with a local lender. Other similarities? Taste in wine is unique to each individual, just like your loan. No two customers are the same, just like no two vintag...

Fannie Mae Offering Multifamily Homes Starting at 5% Down Article

Exciting news for home buyers and investors!Fannie Mae has just announced a game changing policy that will allow for a reduced 5% down payment on owner occupied 2-, 3-, and 4-unit multifamily homes.This means that purchasing a multi-family home is no...

Important Financial Steps to Prepare for the Spring Homebuying Season Article

Are you considering buying a home this Spring? Spring is a favored time for buying a home due to the pleasant weather, greater property selection, and ideal timing for families with school-going children. But the spring homebuying season is also a t...

Lending RX: Your Prescription for Homeownership - A Guide to Physician Loans Article

Are you a physician dreaming of owning your own home? You've dedicated years to your education and career, and now it's time to reap the rewards. That's where physician loans, like our Lending RX Home Loan, come in.Physician loans, also k...

Lending RX: Your Prescription for Homeownership - A Guide to Physician Loans Article

Are you a physician dreaming of owning your own home? You've dedicated years to your education and career, and now it's time to reap the rewards. That's where physician loans, like our Lending RX Home Loan, come in.Physician loans, also k...

About RW Towne Mortgage About Us

Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...

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Conventional Loan Product

Up to 97% financing of your loanStable rate and principle paymentsEasy-to-understand loan termsCompetitive interest rates15 or 30 year terms