Loan Process Do's and Dont's


  • Continue making mortgage or rent payments
  • Stay current on all existing accounts
  • Continue working at current employer
  • Keep the same insurance company
  • Continue living at current residence
  • Continue to use credit as normal
  • Call your loan officer if you have any questions


  • Make a major purchase such as a car, boat, furniture, appliances or jewelry
  • Apply for new credit (even if it says pre-approved), or finance anything
  • Change jobs or retire without first discussing with your loan officer
  • Open a new credit card, or close any credit accounts
  • Transfer any balances from one account to another
  • Change bank accounts
  • Deposit large amounts of money
  • Max out or over charge on credit cards accounts
  • Consolidate your debt
  • Pay off any loans or credit cards without discussing it with your loan officer