Exclusive Lender Credit from TowneBank

Exclusive Lender Credit from TowneBank

Unlock Homeownership with Towne Home Advantage


Towne Home Advantage provides qualified buyers $2,500 in closing cost assistance. 
Eligibility & Guidelines:
  • Primary residence only
  • No first-time buyer requirement
  • Minimum 3% down payment required
  • Income limits apply
  • First-time buyers must complete a homebuyer education course
  • For conventional and VA loans only
  • Available for the following cities and counties:
    • North Carolina: Cabarrus, Camden, Charlotte, Currituck, Franklin, Gaston, Guilford, Johnston, Mecklenburg, Pitt, Union, Wake.
    • South Carolina: York
    • Virginia: Amelia, Charles City, Chesapeake, Chesterfield, Colonial Heights City, Dinwiddie, Franklin, Goochland, Gloucester, Hampton, Hanover, Henrico, Hopewell, Isle of Wight, James City, King William, King & Queen, Mathews, New Kent, Newport News, Norfolk, Petersburg City, Poquoson, Portsmouth, Powhatan, Prince George, Richmond, Southampton, Suffolk, Sussex, York, Virginia Beach, Williamsburg.
 
Funds are available to qualified buyers on a first-come, first-served basis until September 30, 2024 or until they run out, so it’s important to start the conversation now. Contact us today to get started!
 

 
Program requires qualifying income at or below 80% of area median income. Lender credit not to exceed $2,500. To be used toward closing costs and redeemed upon settlement. Program availability runs from February 1, 2024- September 30, 2024. Funds are limited and are provided on a first come, first served basis for qualified buyers. This offer is subject to terms and conditions, and it may not be used to prepay items or reoccurring costs, such as property taxes and insurance. Approvals are subject to underwriting and program guidelines based on eligibility. Cannot be used with additional offers or down payment assistance programs, including but not limited to programs provided by Virginia Housing, SC State Housing Finance and Development Authority, and North Carolina Housing Finance Agency. Offer may be discontinued without notice.

TowneBank Mortgage Member FDIC