Buy Now, Refinance Later

Buy Now, Refinance Later

Don't let today's rates stop you from purchasing your dream home. We are offering a future program that may benefit your monthly savings.

If you purchase your home now and refinance later once rates lower, you could receive a 1% Lender Credit* to be used toward closing costs on your refinance.

Contact one of our loan officers today if you have any questions!


*Up to $3,000 Lender Credit upon settlement with RW Towne Mortgage. Offer valid for any closed purchase transactions from Sept. 1, 2023- Jan. 31, 2024. Promotion expires 1 year from Settlement. This offer is subject to terms and conditions, and it may not be used to prepay items or reoccurring costs, such as property taxes and insurance. Approvals are subject to underwriting and program guidelines based on eligibility. Please consult with the mortgage loan officer for details. RW Towne Mortgage reserves the right to discontinue this offer without notice. Offer not to be combined with any other offers. Refinancing an existing loan may result in finance charges being higher over the life of the loan. Reduction of payments may reflect a longer term.